Your trucks and trailers are the lifeblood of your business. They transport goods, deliver services, and keep your operations running smoothly. But with the open road comes inherent risks.
“Whether you have one truck or a whole fleet, the right insurance coverage can safeguard your business and give you peace of mind.”
1What is Truck & Trailer Insurance?
Commercial Auto insurance for trucks and trailers is a specialized type of coverage designed to address the unique risks faced by businesses that rely on these vehicles. It goes beyond personal auto insurance to provide broader protection.
2Why Do You Need It?
Most states require commercial auto insurance for vehicles used for business purposes. Accidents can be expensive — without insurance, you could be liable for hefty repair bills, medical expenses, and legal fees. Many clients and shippers require proof of insurance before doing business with you.
Coverage Options
Liability Coverage
Covers bodily injury and property damage to others caused by your trucks or trailers.
Collision Coverage
Covers damage to your vehicles resulting from a collision with another vehicle or object.
Comprehensive Coverage
Covers damage from non-collision events: theft, fire, vandalism, or natural disasters.
Medical Payments
Covers medical expenses for you or employees if injured in an accident, regardless of fault.
Motor Truck Cargo
Protects the goods you're hauling against damage or loss during transport.
Rental Reimbursement
Helps cover the cost of renting a replacement vehicle while yours is being repaired.