Running a business is exciting, but it comes with its share of risks. What if a customer slips and falls on your premises? Or your product malfunctions and causes damage? That's where CGL insurance steps in to protect your hard-earned assets.
“CGL insurance is a crucial investment for any business owner. It provides a safety net against unforeseen events that could otherwise jeopardize your company's future.”
1What is CGL Insurance?
Think of CGL insurance as a financial shield for your business. It's designed to cover the costs associated with third-party claims of bodily injury, property damage, and personal and advertising injury including libel, slander, false advertising, and copyright infringement.
2Why Do You Need CGL Insurance?
Lawsuits can be financially devastating. CGL insurance provides you with legal defense and coverage for settlements or judgments. Many clients and landlords require proof of CGL insurance before doing business with you.
Coverage Options
Premises Liability
Covers accidents that occur on your business property.
Operations Liability
Covers accidents during your business operations, even off your premises.
Products Liability
Covers claims related to products you manufacture, sell, or distribute.
Completed Operations
Covers claims arising from work you've completed, even after the project is finished.
Liquor Liability
Additional coverage if your business serves alcohol.
Employment Practices
For claims related to discrimination, harassment, or wrongful termination.