Coverage for Your P40 Operation
Hull
Physical damage to the airframe — crashes, hard landings, transit damage.
Chemical Liability
Drift, overspray and misapplication onto neighbouring property or crops.
Commercial General Liability
Third-party bodily injury and property damage arising from operations.
Spare Parts
Batteries, rotors and spares held in inventory or in the trailer.
P40 Insurance Questions
Can you insure a XAG P40?
Yes. VT Insurance Agency places coverage on the XAG P40 for operators across the US, including hull, chemical liability and general liability.
What does XAG P40 insurance cost?
Premium depends on hull value, acres treated, chemicals applied, pilot experience and claims history rather than on the airframe alone — two operators flying the same P40 can pay materially different premiums. We quote on the specifics of the operation.
Do I need Part 137 certification to insure a XAG P40?
Applying chemicals commercially requires FAA Part 137 certification, and carriers expect it to be in place for spray operations. We work with operators before and during certification.
Insure your P40
Tell us how you operate and we will quote it. Most operators hear back the same day.