Coverage for Your P150 Operation
Hull
Physical damage to the airframe — crashes, hard landings, transit damage.
Chemical Liability
Drift, overspray and misapplication onto neighbouring property or crops.
Commercial General Liability
Third-party bodily injury and property damage arising from operations.
Spare Parts
Batteries, rotors and spares held in inventory or in the trailer.
P150 Insurance Questions
Can you insure a XAG P150?
Yes. VT Insurance Agency places coverage on the XAG P150 for operators across the US, including hull, chemical liability and general liability.
What hull value should I insure a XAG P150 for?
Underwriters typically accept a hull value around $24,500 for the XAG P150, against a manufacturer list price of $50,000. The two differ because underwriters value the airframe as it would be replaced, not as it was catalogued.
What does XAG P150 insurance cost?
Premium depends on hull value, acres treated, chemicals applied, pilot experience and claims history rather than on the airframe alone — two operators flying the same P150 can pay materially different premiums. We quote on the specifics of the operation.
Do I need Part 137 certification to insure a XAG P150?
Applying chemicals commercially requires FAA Part 137 certification, and carriers expect it to be in place for spray operations. We work with operators before and during certification.
Insure your P150
Tell us how you operate and we will quote it. Most operators hear back the same day.